/* PropertyInsider.sg — /tools/ section styles (extends /assets/site.css) */

/* ---------- calculator layout: inputs left, live results right ---------- */
.calc{max-width:1180px;margin:0 auto;padding:var(--s7) var(--s6);display:grid;grid-template-columns:minmax(0,1fr) 400px;gap:var(--s6);align-items:start}
.calc-inputs{display:flex;flex-direction:column;gap:var(--s5)}
.calc-results{position:sticky;top:88px}
@media (max-width:960px){
  .calc{grid-template-columns:1fr;padding:var(--s6) var(--s4)}
  .calc-results{position:static}
}

/* input groups */
.igroup{background:var(--white);border:1px solid var(--border);border-radius:12px;padding:var(--s5)}
.igroup>h2{font-family:var(--font-serif);font-size:20px;font-weight:600;letter-spacing:-.01em;margin-bottom:var(--s2)}
.igroup>.hint{font-size:12.5px;color:var(--text-muted);margin-bottom:var(--s4);line-height:1.55}
.irow{display:grid;grid-template-columns:1fr 1fr;gap:var(--s4)}
.irow.three{grid-template-columns:1fr 1fr 1fr}
@media (max-width:640px){.irow,.irow.three{grid-template-columns:1fr}}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:var(--s4)}
.field:last-child{margin-bottom:0}
.field>label{font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--text-muted)}
.field .sub{font-size:11.5px;color:var(--text-muted);line-height:1.5}
.field input[type=number],.field input[type=text],.field select{font-family:var(--font-sans);font-size:15px;padding:11px 13px;border:1px solid var(--border);border-radius:8px;background:var(--white);color:var(--text);width:100%}
.field input:focus,.field select:focus{outline:none;border-color:var(--red-primary);box-shadow:0 0 0 3px rgba(221,55,46,.12)}
.prefix{position:relative}
.prefix>span{position:absolute;left:13px;top:50%;transform:translateY(-50%);font-family:var(--font-mono);font-size:13px;color:var(--text-muted);pointer-events:none}
.prefix>input{padding-left:40px}
.suffix{position:relative}
.suffix>span{position:absolute;right:13px;top:50%;transform:translateY(-50%);font-family:var(--font-mono);font-size:13px;color:var(--text-muted);pointer-events:none}

/* segmented control */
.seg{display:flex;border:1px solid var(--border);border-radius:8px;overflow:hidden}
.seg button{flex:1;padding:10px 8px;border:0;background:var(--white);font-family:var(--font-sans);font-size:13px;font-weight:600;color:var(--text-muted);cursor:pointer;transition:background .15s,color .15s;border-right:1px solid var(--border)}
.seg button:last-child{border-right:0}
.seg button[aria-pressed=true]{background:var(--navy);color:#fff}
.seg button:hover:not([aria-pressed=true]){background:var(--grey-bg)}

/* collapsible advanced block */
details.adv{border:1px dashed var(--border);border-radius:10px;padding:0 var(--s4)}
details.adv>summary{padding:var(--s3) 0;font-size:13px;font-weight:600;color:var(--text-muted);cursor:pointer;list-style:none;display:flex;justify-content:space-between}
details.adv>summary::-webkit-details-marker{display:none}
details.adv>summary::after{content:'+';color:var(--red-primary);font-weight:700}
details.adv[open]>summary::after{content:'–'}
details.adv>.adv-body{padding-bottom:var(--s4)}

/* ---------- results panel ---------- */
.rpanel{background:var(--navy);border-radius:14px;padding:var(--s5);color:#fff;position:relative;overflow:hidden}
.rpanel::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 85% 0%,rgba(221,55,46,.14),transparent 55%);pointer-events:none}
.rpanel>*{position:relative;z-index:1}
.rpanel .r-eyebrow{font-size:10.5px;font-weight:600;letter-spacing:.11em;text-transform:uppercase;color:rgba(255,255,255,.5)}
.rpanel .r-big{font-family:var(--font-mono);font-size:clamp(30px,4.5vw,40px);font-weight:500;letter-spacing:-.02em;line-height:1.1;margin:4px 0 2px}
.rpanel .r-big em{font-style:normal;color:var(--red-primary)}
.rpanel .r-cap{font-size:12.5px;color:rgba(255,255,255,.6);line-height:1.5}
.rpanel .r-rows{margin-top:var(--s4);border-top:1px solid rgba(255,255,255,.12);padding-top:var(--s3);display:flex;flex-direction:column}
.rpanel .r-row{display:flex;justify-content:space-between;gap:var(--s4);padding:7px 0;font-size:13.5px;border-bottom:1px solid rgba(255,255,255,.07)}
.rpanel .r-row:last-child{border-bottom:0}
.rpanel .r-row .k{color:rgba(255,255,255,.65)}
.rpanel .r-row .v{font-family:var(--font-mono);font-weight:500;white-space:nowrap}
.rpanel .r-row.total .k{color:#fff;font-weight:600}
.rpanel .r-row.total .v{color:var(--red-primary)}
.rpanel .r-row.indent .k{padding-left:14px;font-size:12.5px}
.r-empty{padding:var(--s5) 0;text-align:center;color:rgba(255,255,255,.55);font-size:14px;line-height:1.6}
.r-empty .glyph{font-size:26px;display:block;margin-bottom:var(--s2)}
.r-note{font-size:11px;color:rgba(255,255,255,.4);margin-top:var(--s4);line-height:1.55}

/* gauges (TDSR / MSR) */
.gauge{margin-top:var(--s3)}
.gauge .g-head{display:flex;justify-content:space-between;font-size:12px;margin-bottom:5px}
.gauge .g-head .k{color:rgba(255,255,255,.65);font-weight:600}
.gauge .g-head .v{font-family:var(--font-mono);color:#fff}
.gauge .g-track{height:8px;border-radius:4px;background:rgba(255,255,255,.14);overflow:hidden}
.gauge .g-fill{height:100%;border-radius:4px;background:var(--teal);transition:width .35s ease}
.gauge.hot .g-fill{background:var(--red-primary)}

/* handoff links between calculators */
.handoff{margin-top:var(--s4);display:flex;flex-direction:column;gap:var(--s2)}
.handoff a{display:flex;justify-content:space-between;align-items:center;gap:var(--s3);padding:10px 14px;border:1px solid rgba(255,255,255,.18);border-radius:8px;color:#fff;text-decoration:none;font-size:13px;font-weight:600;transition:border-color .2s,background .2s}
.handoff a:hover{border-color:var(--red-primary);background:rgba(221,55,46,.12)}
.handoff a span.arr{color:var(--red-primary)}

/* ---------- payment timeline (progressive payment signature) ---------- */
.timeline{margin-top:var(--s5)}
.tl-stage{display:grid;grid-template-columns:22px minmax(0,1fr);gap:var(--s3);position:relative;padding-bottom:var(--s4)}
.tl-stage::before{content:'';position:absolute;left:10px;top:22px;bottom:0;width:2px;background:var(--border)}
.tl-stage:last-child::before{display:none}
.tl-dot{width:22px;height:22px;border-radius:50%;background:var(--white);border:2px solid var(--red-primary);display:flex;align-items:center;justify-content:center;font-size:9px;font-weight:700;color:var(--red-primary);font-family:var(--font-mono);z-index:1}
.tl-stage.loanstage .tl-dot{background:var(--navy);border-color:var(--navy);color:#fff}
.tl-body h4{font-size:14px;font-weight:600;line-height:1.35;display:flex;flex-wrap:wrap;gap:6px 10px;align-items:baseline}
.tl-body h4 .when{font-family:var(--font-mono);font-size:11px;color:var(--text-muted);font-weight:400}
.tl-figures{display:flex;flex-wrap:wrap;gap:4px 14px;font-family:var(--font-mono);font-size:12.5px;color:var(--text-muted);margin-top:3px}
.tl-figures b{color:var(--text);font-weight:500}
.tl-bar{display:flex;height:8px;border-radius:4px;overflow:hidden;background:var(--grey-bg);margin-top:7px;max-width:520px}
.tl-bar i{display:block;height:100%}
.tl-bar .c{background:var(--red-primary)}
.tl-bar .f{background:var(--amber)}
.tl-bar .l{background:var(--navy)}
.tl-monthly{font-size:12px;color:var(--text-muted);margin-top:5px}
.tl-monthly b{font-family:var(--font-mono);color:var(--navy);font-weight:500}
.tl-legend{display:flex;gap:var(--s4);flex-wrap:wrap;font-size:12px;color:var(--text-muted);font-weight:500;margin-bottom:var(--s4)}
.tl-legend span{display:inline-flex;align-items:center;gap:6px}
.tl-legend i{width:10px;height:10px;border-radius:3px;display:inline-block}

/* ---------- BSD tier table / small data tables ---------- */
table.tiers{width:100%;border-collapse:collapse;font-size:13px;margin-top:var(--s3)}
table.tiers th{font-size:10.5px;font-weight:600;letter-spacing:.07em;text-transform:uppercase;color:var(--text-muted);text-align:left;padding:7px 10px;border-bottom:1px solid var(--border)}
table.tiers td{padding:7px 10px;border-bottom:1px solid var(--border);font-family:var(--font-mono)}
table.tiers td:first-child{font-family:var(--font-sans)}
table.tiers tr:last-child td{border-bottom:0}
table.tiers .num{text-align:right;white-space:nowrap}
table.tiers tr.dim td{color:var(--text-muted)}

/* ---------- tools hub cards ---------- */
.tool-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--s5);margin:var(--s6) 0}
a.tool-tile{background:var(--white);border:1px solid var(--border);border-radius:12px;padding:var(--s5);text-decoration:none;color:var(--text);display:flex;flex-direction:column;transition:box-shadow .3s,transform .3s,border-color .3s;position:relative;overflow:hidden}
a.tool-tile::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--red-primary);transform:scaleX(0);transform-origin:left;transition:transform .3s}
a.tool-tile:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px);border-color:var(--red-primary)}
a.tool-tile:hover::before{transform:scaleX(1)}
.tool-tile .t-icon{width:46px;height:46px;background:var(--red-primary);border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:var(--s4)}
.tool-tile .t-icon svg{width:23px;height:23px;stroke:#fff;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.tool-tile h2{font-family:var(--font-serif);font-size:22px;font-weight:600;letter-spacing:-.01em;margin-bottom:var(--s2)}
.tool-tile p{font-size:14px;color:var(--text-muted);line-height:1.6;flex:1;margin-bottom:var(--s4)}
.tool-tile .t-answers{font-size:12px;color:var(--text-muted);border-top:1px solid var(--border);padding-top:var(--s3)}
.tool-tile .t-answers b{color:var(--red-primary);font-weight:600}
.tool-tile.soon{background:var(--grey-light);pointer-events:none}
.tool-tile.soon .t-icon{background:var(--text-muted)}

/* ---------- shared page furniture ---------- */
.calc-editorial{background:var(--grey-bg);padding:var(--s8) var(--s6)}
.calc-editorial .inner{max-width:780px;margin:0 auto}
.calc-editorial h2{font-family:var(--font-serif);font-size:clamp(24px,3vw,32px);font-weight:600;letter-spacing:-.01em;margin-bottom:var(--s4)}
.calc-editorial h2 .italic{font-style:italic;font-weight:400;color:var(--red-primary)}
.calc-editorial h3{font-size:18px;font-weight:600;margin:var(--s5) 0 var(--s3)}
.calc-editorial p{font-size:15.5px;line-height:1.75;margin-bottom:var(--s4);color:var(--text)}
.calc-editorial a{color:var(--red-primary)}
.faq-wrap{max-width:780px;margin:0 auto;padding:var(--s7) var(--s6)}
.faq-wrap h2{font-family:var(--font-serif);font-size:clamp(22px,3vw,30px);font-weight:600;margin-bottom:var(--s5)}
.faq-wrap h2 .italic{font-style:italic;font-weight:400}
.faq-wrap details{border:1px solid var(--border);border-radius:8px;margin-bottom:var(--s3);background:var(--white)}
.faq-wrap summary{padding:var(--s4) var(--s5);font-weight:600;font-size:15px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:var(--s4)}
.faq-wrap summary::-webkit-details-marker{display:none}
.faq-wrap summary::after{content:'+';color:var(--red-primary);font-weight:600;font-size:18px;line-height:1}
.faq-wrap details[open] summary::after{content:'–'}
.faq-wrap details p{padding:0 var(--s5) var(--s4);color:var(--text-muted);font-size:14.5px;line-height:1.7}
.rates-current{display:inline-flex;align-items:center;gap:8px;background:var(--teal-light);color:var(--teal);border-radius:6px;padding:6px 12px;font-size:12.5px;font-weight:600;margin-top:var(--s3)}
.rates-current i{width:7px;height:7px;border-radius:50%;background:var(--teal);display:inline-block}