Independent Singapore Property Research

What fits your budget — today and tomorrow

Set your budget, bedrooms and area. We match you to selling launches whose entry price fits now, and — uniquely — to pipeline GLS sites whose estimated launch prices may fit when they launch. No agent referral, just the data.

Not sure of your real budget? Estimate it here (TDSR-based)

Assumes the 55% TDSR limit, a 4% medium-term stress-test rate, 75% max LTV, and reserves 5% of price for Buyer's Stamp Duty and fees. Indicative only — your bank's assessment is the real number. This is research, not financial advice.

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How this matcher works

For projects that are selling now, we compare your budget range against the entry price of your chosen bedroom type — the lowest matched transaction, usually a lower floor or less ideal facing, and the cheapest way into that development. Setting a minimum as well as a maximum keeps the list honest: it filters out projects far below what you intend to spend, so everything shown sits inside the band you actually want to buy in. Each card shows every bedroom type that fits, how many units remain in the development, and how far sales have progressed — with a link to the full project analysis. Sort the results by units still available, by development size, or from the lowest entry price up.

The pipeline section is what no other matcher shows. For upcoming GLS sites with awarded land costs, we hold your budget range against our estimated launch price applied to a typical unit size for your chosen bedroom type. If a site appears there, the launch two-to-three years out may overlap the budget you have today — useful if your timeline is flexible, or if today's matches are thin in your preferred area. These are estimates, not price lists, and developers make the final call. Before stretching to the top of your range for any of them, it is worth seeing what buyers in that district historically made on exit — our resale exit dashboard shows realised gains by district, holding period and entry year.

The built-in budget estimator applies the 55% Total Debt Servicing Ratio rule at the prevailing stress-test rate to your income, adds your cash and CPF, and reserves an allowance for stamp duty. It exists so you can sense-check your ceiling before falling in love with anything — but it is deliberately conservative and indicative. Your bank's in-principle approval is the real number.

Talk it through with an advisor

The research on this page tells you what the data says. If you want to work through what it means for your own situation — budget, ABSD position, timing an HDB sale, or comparing the launches that fit your budget against other options — you can request a one-to-one consultation.

  • No obligation, and no pressure to transact — the first conversation is about your goals, not a product.
  • Personalised affordability and stamp-duty scenarios based on your actual numbers.
  • Launch and tender alerts for the specific projects you shortlist.

Disclosure: advisory consultations are provided by Jamus Lee (CEA Reg. No. R065771E, ERA Realty Network Pte Ltd, Licence No. L3002382K), the publisher of PropertyInsider.sg, via JamusProperty.com. This is a separate service from our editorial research and has no influence over what we publish — see our editorial policy. Submitting this form shares your details with the advisory practice; see our privacy policy.

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